Penny Matters – Attitude to Risk Questionnaire

Risk Profile
Client Name:*
Email Address:*
Please tell us your Financial Advisers Name:*
I would enjoy exploring investment opportunities for my money:*
I would go for the best possible return even if there were risk involved*
How would you describe your typical attitude when making important financial decisions?*

If I had money invested in shares I would be nervous about the stock market falling in the short term.*
What amount of risk do you feel you have taken with your past financial decisions?*
To reach my financial goal I prefer an investment which is safe and grows slowly but steadily, even if it means lower growth overall.*
When I consider investments that have an element of risk I feel quite anxious.*

Imagine that six months after making an investment the financial markets start to perform badly. In line with this, your own investment goes down by a significant amount. What would your reaction be?*
I am looking for high investment growth. I am willing to accept the possibility of greater losses to achieve this.*
I usually feel confident where money is concerned.*
If you had money to invest, how much would you be willing to place in an investment with possible high returns but a similar chance of losing some of your money?*

How do you think that a friend who knows you well would describe your attitude to taking financial risks?*
If you had spare funds to invest, would you choose a risky investment for the excitement of seeing how it would perform?*
If you had picked an investment with potential for large gains but also the risk of large losses how would you feel*
Imagine that you have some money to invest and a choice of two investment products, which option would you choose?*

I would prefer small certain gains to large uncertain ones*
When considering a major financial decision which statement BEST describes the way you think about the possible losses or the possible gains?*
I want my investment money to be safe even if it means lower returns*
Any comments you wish to make?

Supplementary Questions
Is this investment a significant proportion of your total wealth?*
Is this investment providing your daily living expenses?*
Would you need the money being invested to cover your expenses in an emergency?*
Do you have any dependants who rely on you financially?*
Do you have any major financial commitments that could mean you need to access this money earlier than you currently think?*
Are you experienced in investing?*
How much of this investment could you stand to lose without having a significant impact on your future standard of living?*
Date Completed:*
Date Format: DD slash MM slash YYYY

Risk Profile