Paul Hodge

Independent Financial Adviser

Paul has been in the financial services industry for over 18 years addressing the needs of his clients. Paul specialises in mortgage planning but can also advise on all aspects of financial planning.

Obtaining the right independent financial advice is paramount and I have the experience and knowledge to manage your financial needs covering all aspects of Pension, Investment, Mortgage and Protection planning.
Pennymatters fully embraces the latest technology to maximise planning time for advisers and minimise client cost.

For an initial enquiry or a comprehensive financial review please email


There are times when it can prove difficult to establish your true financial wealth, which is why we provide advice in a friendly and clear manner. Pennymatters has been built based on reliability and excellent service.

Retirement Planning

Keeping on track of your retirement plans can seem a daunting subject. Take advantage of our pension review service to gain control and understand your options.


Have you considered the financial consequences of not having adequate protection cover in place? Help make sure your family are financially protected for every eventuality.


Be sure to obtain independent advice when making one of the biggest financial commitments in your life. We have experts to advise you on all types of mortgages.

Estate Planning

Will the tax man benefit more from your death than your loved ones? Succession planning in the event of your death is key to avoiding unnecessary complications.

Corporate Services

Increase the value of your employee benefits package. Contact us to understand the benefits for your employees.


An introductory meeting to fully explain how our service works, identify your primary objectives and to provide an outline of our fees and costs.


Here we start to fully understand your objectives so we can develop well defined goals.

Research & Analysis

We do this by utilising the latest independent research tools.


We will discuss your Personal Finance Plan we’ve developed specifically for you, setting out the recommendations designed to achieve your goals.


Once our advice has been agreed, we will proceed to implement the recommendation.

Ongoing Relationship

We offer an ongoing relationship to ensure your Personal Financial Plan stays on track.

What my clients say about me

Paul compared providers and explained which product was best for our needs. Him and his team were friendly and very efficient and were able to provide us with answers to questions and guide us when needed. I am very happy with the service and customer care from Paul and his team and wouldn’t go anywhere else for help or advice.

VC, Surrey

He managed the amount he promised in the beginning. Nothing could be done better than it was done. Paul is master of his business and very loyal.

VC, Middlesex

Paul answered all our questions promptly and in the best interest for us. Also, he was always available for any subsequent questions we had. I trust him and the outcome was exactly what I was hoping for, given our circumstances. I honestly cannot find anything that he could have done better.

VC, London

Paul came recommended to me and he provided excellent easy to comprehend advise on what the best mortgage would be for me. He was always available and quick to respond to any queries. He was quick to communicate anything that needed following up. I don’t think there was anything that Paul could have done better. Thank you!

VC, London

Paul was extremely helpful to explain all the different types of mortgages and the best for my situation. He was very patient and was always there to answer questions. Paul also helped me with my income protection / life insurance. I couldn’t fault the service I received from Paul, I will be using him in the future and have recommended him to friends.

VC, Hertfordshire

Paul went over and above what we were hoping for. Not only was Paul able to secure the funds we needed making the property purchases simple from a lending perspective, he also was able to provide a variety of different options with the loans and the life cover.

VC, Buckinghamshire

For more information, please contact:

Paul Hodge
W: 01344 577893
M: 07958 613698

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