Bob Lalli

Independent Mortgage & Protection Specialist

Bob has been in the financial services industry since 1984 addressing the needs of his clients. He has a very positive attitude and his ethos is about building long-term client relationships. Bob is proud to have built up a wide range of clients from different walks of life and wealth, from domestic to corporate clients.

Obtaining the right independent financial advice is paramount and I have the experience and knowledge to manage your financial needs covering all aspects of Mortgage and Protection planning.

Pennymatters fully embraces the latest technology to maximise planning time for advisers and minimise client cost.

For an initial enquiry or a comprehensive financial review please email


Be sure to obtain independent advice when making one of the biggest financial commitments in your life. We have experts to advise you on all types of mortgages.


Have you considered the financial consequences of not having adequate protection cover in place? Help make sure your family are financially protected for every eventuality.

Corporate Services

Increase the value of your employee benefits package. Contact us to understand the benefits for your employees.


We have access to professional conveyancing firms and can provide you with a competitive quotation. Please drop me an email for further details.


We have access to RICS accredited surveyors and can provide you with a competitive quotation for all types of surveys. Please drop me an email for further details.

Home Insurance

Your home will be the largest asset you own. Speak to me to ensure you have the correct level of cover in place to protect your home and contents.


Over 50% of adults do not have a will. If you are one of these, please take action now. I can refer you to a dedicated will writer who will ensure you make the decisions on how your assets are distributed.

What my clients say about me

Bob is brilliant and really cares about his clients. I went to him as a first-time buyer when I didn’t have a clue and he took the time to explain everything clearly. He is very professional and knows the business extremely well. I would 100% recommend Bob and will definitely be using his services again when I next move.

CN, Camberley

I have worked with Bob for over 25 years and have always found him excellent to work with. He is professional, positive and always willing to help. He takes so much of the stress out of the mortgage process! He has huge integrity and honesty too. I always have complete trust he has our best interests at heart.

SW, London

We needed a lot of guidance and time being first time buyers and Bob could not have made the entire journey easier or straight forward. We always required late night appointments and he was more than happy to accommodate and was always on the other end of the phone when we needed advice. We have since recommended him to others and they have been equally as happy with his expertise.

EG, Ascot

Could not give Bob a better review. He bent over backwards to help with our mortgage. Given the tough criteria and tricky circumstances he stuck with us and helped at every opportunity.

RW, Surrey

Excellent advice and smooth process, Bob Lalli, got us the results where others failed. Highly recommend.

BC, West Sussex

Bob was an amazing help. Couldn’t have done any of it without him. And couldn’t recommend him enough.

KG, Hampshire

Bob Lalli is a great financial advisor he has helped me on numerous occasions secure mortgages. He is friendly, easy to talk to, thorough in his work. I will not hesitate to use Bob again in the future.

GC, Hampshire

Bob has over many years assisted in the various mortgages that I have needed to arrange. I have not hesitated to recommend in the past and will continue to do so in the future. Best way to describe Bob is simply, professional, knowledgeable and a gent.

MP, Berkshire

For more information, please contact:

Bob Lalli
T: 01344 577878
M: 07973 621506

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